Kotor

Donji Stoliv | Kotor Municipality

Urban

Sophistication

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Chestertons Global Team

Presented At

€1,400,000

Bedrooms

Bathrooms

Living

4,134

SQFT

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 1

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 2

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 3

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 4

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 5

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 6

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 7

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 8

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 9

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 10

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 11

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 12

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 13

Kotor

Donji Stoliv | Kotor Municipality

Kotor, Donji Stoliv, Kotor Municipality, Montenegro. , Donji Stoliv , Kotor Municipality

Luxury house with apartments in Stoliv, just steps from the sea!

A house in Stoliv, just 30 meters from the sea, offers the perfect combination of comfort and luxury. It consists of 5 modernly equipped apartments, each with carefully selected interiors providing a sense of elegance and warmth. Spacious terraces offer a stunning view of the Bay of Kotor, while private parking and a yard enhance convenience. The location is ideal for both living and renting, in a quiet part of Stoliv close to all key amenities. Type of Property: Family residential building. Location: Stoliv, Kotor. Number of Floors: Ground floor + two floors. Apartment and Terrace Area: 173 m². Floor Layout: Basement

72 m², ground floor
141 m².

Is the Property Furnished: Yes, fully equipped. Does it Have Air Conditioning: Yes. What View Does the Property Have: View of the Bay of Kotor. What Water Supply Does the Property Use: Municipal water. What Sewer System Does It Have: Septic tank.

Gallery

3D Street View Tour

Property Location

Kotor, Donji Stoliv, Kotor Municipality, Montenegro., Donji Stoliv Kotor Municipality

Local Weather & Climate

Donji Stoliv, Kotor Municipality

Current Conditions Updated recently

55 °F

Overcast clouds

Feels Like 55°F

Humidity 94%

Wind 12 mph

Visibility 6.2 mi

Sunrise 6:06 AM

Sunset 3:47 PM

5-Day Forecast

Sun 25 Jan

Rain

High 56°

Low 51°

Mon 26 Jan

Rain

High 48°

Low 42°

Tue 27 Jan

Clouds

High 53°

Low 41°

Wed 28 Jan

Rain

High 47°

Low 44°

Thu 29 Jan

Rain

High 46°

Low 45°

Annual Climate Based on last 12 months

57° Avg Low

Jan

70° Avg High

Aug

172 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

77.7" Annual Rainfall

Wet climate

❄

12 Snow Days

per year

Monthly Temperatures

Jan

53°

42°

Feb

56°

45°

Mar

60°

46°

Apr

68°

53°

May

72°

59°

Jun

85°

70°

Jul

88°

73°

Aug

91°

77°

Sep

81°

67°

Oct

69°

56°

Nov

61°

51°

Dec

58°

45°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Donji Stoliv?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,400,000

Kotor, Donji Stoliv, Kotor Municipality, Montenegro.

Donji Stoliv, Kotor Municipality

5 Beds

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Market Opinion

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Our perspective on current market conditions in Donji Stoliv. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $140,000,000 20% down ($28,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$12,030/day

Your home may appreciate while you sleep

$84,443/week $365,918/mo $4,391,011/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$77.0M

+$109.3M

$109.3M Potential Equity

vs $77.0M lost to rent over 10 years

$28.0M Down Payment Growth

3.9x

10yr

$109.3M

8.1x

20yr

$226.2M

12.6x

30yr

$353.6M

Wealth Comparison

×842

Equivalent to 842 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $353.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $164.9M +18%

Market $190.7M +36%

Optimistic $220.0M +57%

$109.3M est. equity

20 Years

Conservative $194.2M +39%

Market $259.6M +85%

Optimistic $345.7M +147%

$226.2M est. equity

30 Years

Conservative $228.7M +63%

Market $353.6M +153%

Optimistic $543.3M +288%

$353.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Kotor, Donji Stoliv, Kotor Municipality, Montenegro have?

This house at Kotor, Donji Stoliv, Kotor Municipality, Montenegro features 5 bedrooms with 4,134 square feet of living space.

What is the size of Kotor, Donji Stoliv, Kotor Municipality, Montenegro?

This property offers 4,134 square feet of living space.

What is the listing price for Kotor, Donji Stoliv, Kotor Municipality, Montenegro?

This property is listed at $140,000,000, which equals $33866 per square foot.

Is now a good time to buy a home in Donji Stoliv?

Based on current market indicators, Donji Stoliv shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Donji Stoliv?

Donji Stoliv features a pleasant climate. Average temperatures range from 57°F in winter to 70°F in summer. The area receives approximately 77.7 inches of precipitation annually. There are about 172 days with rain throughout the year. Expect around 12 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Donji Stoliv?

Donji Stoliv tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Kotor, Donji Stoliv, Kotor Municipality, Montenegro?

This is a house located in Donji Stoliv, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.